Nonprofit Organizations

Solutions to drive your mission forward. Nonprofit and social services strive to make the world a better place. But with increased operating cost, inconsistent revenue streams, and relentless scrutiny from the public, the media, and your board, it can make it difficult to pursue your mission. Associations and nonprofit organizations face a broad array of risks. No matter the precautions taken, risk is inherent in everyday management decisions and business relationships.

Nonprofits we serve

Gallo|Thomas Insurance serves nonprofit organizations of all types, including but not limited to:

• Social service organizations including residential agencies, handicapped facilities, and youth centers
• Non-governmental organizations
• Cultural institutions and foundations
• Nursing homes and long-term care institutions
• Community-based organizations
• Academic institutions

You need a partner that understands the inherent risks that threaten nonprofits. Just about any business or organization has risks associated with employees, board members, data, or fraud, and nonprofits are not immune. In fact, nonprofit organizations file twice as many D&O claims than public and private companies*, and 85% of claims filed are employment-related.

Tailored solutions to fit your needs

We have very strong relationships with key insurance companies who serve nonprofits, including markets that are typically not available to most brokers. Together, we will develop a policy to ensure all aspects of your nonprofit are covered, from the office where you serve your community to the staff and volunteers you rely upon to fulfill your mission. Coverages may include:

• Employment Practices Liability
• Cyber Liability
• General Liability
• Management Liability Insurance
• Professional Liability
• Directors and Officers Liability
• Commercial Automobile

*Towers Watson Directors & Officers Liability Survey